Santander Online Tests

Banco Santander, S.A., Grupo Santander is the largest financial and credit group in Spain. In addition to Spain, Santander holds one of the leading positions in the UK and a number of Latin American countries, it is also represented in the US. The key structure of the group is Banco Santander. It is headquartered in the city of Santander (Cantabria).

Grupo Santander consisted of more than 780 companies as of 2022, with the main one, Banco Santander, accounting for around a third of assets (however, the name Banco Santander is often applied to the entire group).

Activities

The group's activities are divided according to two criteria: geographical and functional. Four regions are distinguished geographically:

• Europe - Spain, UK, Portugal (Banco Santander Totta, S.A.) and Poland; in 2020, the region has 84,000 employees, 4,800 branches (of which 2,900 in Spain), €19.7bn turnover, €2.66bn net profit, €1.08 trillion in assets.
• South America - Brazil, Argentina, Chile, Colombia, Peru and Uruguay; 65,000 employees and 4,400 branches; turnover in 2020 €14.8bn, net profit €2.93bn, assets €238bn.
• North America - US and Mexico, 38,000 employees, 2,000 branches; turnover in 2020: €11bn, net profit €1.49bn, assets €223bn.

Functional division:

• Retail banking - turnover of €37.2bn in 2020, net profit of €4.2bn.
• Corporate and investment banking - turnover of €5.4 billion, net profit of €1.8 billion.
• Asset management and insurance - €370 billion in assets under management, €2.1 billion turnover in 2020, net profit of €868 million.